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| Credit Card Kya Hota Hai? Credit Card Information, What is a credit card? |
Credit card baki sabhi card jaise debit aur ATM card ki tarah hi ek plastic money card hai aur eska use bhi debit card ki tarah hi online transaction, shopping and online payment me kiya jata ji. All plastic cards dikhne me bhale hi ek jaise ho par enke bich kafi bada difference hai jaha atm aur debit card bank aapko aasani se provide kar deta hai vahi credit card ko pana etna aasan nhi hai. Agar aap bhi ek credit card pana chahte hai to Eske liye aapko bank ke kuch Terms and Conditions Ko obey karna hota hai. Credit card ki puri ABCD Ko samjhne ke liye pahle aapko credit card kya hota hai yh samjhna hoga. Let's go, what's hot credit card?
What is a credit card?
Credit card bhi debit card ki tarah hi ek plastic money card hota hai par credit card aapke debit card ki tarah kisi bhi bank account se connect nahi rahta hai balki es card ke through bank aapko paise loan me deti hai. Jiska aap online shopping, EMI bharne aur online payment karne me kar sakte hai aur kharch kiye gaye amount pay bill generate hone ke baad bank ko pay kar sarte hai. The bill of credit given to me by credit card is born to every despot. Credit card me paise istemal karne ki ek limit Hoti hai jo bank aapki Profession aur income dekhne ke Baad set karta hai.
The bank has a maximum time limit of 50 days for payment of expenditure for expenditure. Agar aap 50 din ke andar bank Ko uski payment pay kar dete hai toh vh aapse amount par 0% interest leta hai. Aur agar aap kisi reason ke chalte time par payment nahi karte hai toh fir aapko about 40 to 46% interest per year chukana pad Sakta hai. And yah, your aces will be bad. I hope that aaa jaan credit card is credited. to chaliye ab Credit Card Milne ki Terms and Conditions kya hai yh jaan lete hai
What are the terms and conditions of credit card collation?
Some banks offer credit cards to their costumers before the UK faces some of the worst conditions. Jaise-
1. Bank app costumer Ko provide credit card karne se pahle costumer ka profession aur uski monthly income checker. The credit card funding limit of the Kyuki esi Aadhaar equal credit card holder is determined.
2. Bank credit card dene se pahle Apne costomer ki purani details bhi check karte hai ki ki Card Holder ne pahle kisi bank se koyi loan toh nhi liya hai agar aiya hai toh kya uski payment time to time ki gyi hai. Yes, the payment has bounced.
3. Agar aapne koyi car ya koyi technical chiz jaise mobile, refrigerator, LED Tv etc. EMI par li li aur Abhi tak vh EMI ki puri payment complete nhi hue hai toh aise me bank aapki income ke hisab se aapki credit card limit ko ko bhi can work
4. Credit card pane ke liye aapka Apne bank se relation bhi Accha hona chahiye yani agar aapka us bank me pahle se koyi Savings or current account hai toh vh account ragna run karna chahiye.
5. If the income income tax is deducted, then it becomes even easier to get a credit card after taking it.
Toh friends provide en kuch baato Ko dekhkar bank apne costumers Ko credit card. May cross the point that the banknote is done.
You can contact your bank or KC agent with more information. Let us now know the benefits of credit card.
Credit Card Fides?
Agar aapke paas ek credit card hai toh y aapke liye ek acchi khabar hai kyuki credit card Apne kuch benefits hai jo aapko kisi dusre plastic card me kahi milte hai. Let's find out what are the benefits of credit cards.
1. Credit Card hone ka Sabse bada fayda yh hai ki Eska istemal aap account me Zero balance hone ke Baad bhi kar sakte hai. Because the credit card is me bank hame money or the credit doer or loan me deta hai jiska we use online payment, online shopping etc. Me kar sakte hai aur bill ka payment month ke last me bank ko pay kar sakte hai.
2. We can and do shop online using credit cards. Aaj is almost available through sabhi website pay credit card through the option of payment.
3. Credit card Ko aap sabhi jaha par Swipe machine is available in shopping malls or general stores. Use the car to cross the bill.
4.Credit Card ka aap Online buy kiye gaye product ki EMI bharne ke liye kar sakte hai.
5.Credit Card ka use Aap kisi dusri country money transfer aur money receive karne ke liye bhi kar sakte hai
Credit Card Loss?
Credit card hone ke kay fayde hai par agar eska istemal sahi tarah se na kiya jaye toh yh aapke liye kayi problums khadi kar sakta hai. Esse bachne ke liye aap credit card lene se pahle credit card se hone vale nuksano ko acchi tarah se samajh le.
1. Limit se jyada shopping - Kay log Josh me Aakar apni limit se jyada ki shopping kar lete hai. I have to suffer a loss that I have to face.
2. Bill time par na pay karna - Vese toh mahine ke last me bill generate hone ke Baad aapko get about 20 days apna bill pe kare se kar par par agar aap esko pay karne se chook jate hai toh Eska Nuksan aapko Jyada intrest dekar. chukana pad sakta hai aur sath hi sath aapka civil score bhi kharab ho jata hai.
3. Credit card terms and conditions - credit card late time bank se uski saree terms and conditions acche se samajh le. Bank jo aapko avail de raha hai unki acchi tarah se inquiry kar le through credit card. Free me on the net for low introductory fees and sub-fee fees.
4. Ek se adhik credit card rakhna - ek se adhik credit card ko manage karna kafi muskil bhara kaam hai aur agar aapki monthly income jyada nahi hai toh yh aapke liye aur jyada nuksandeh ho sakta hai. Esiliye apni monthly sallery ke Hisab se credit card rakhe jisse aap uska bill time equal pay kar sake.
Toh dosto yh credit card ke kuch gain aur loss ummeed hai Esse aapko credit card ko samjhane me help milli hogi. Aakhir mai ase ek hi hi bahna kahunga credit card ek bahut hi acchi Service hai Jiska aapko aur jurka aurko. lene se pahle eske baare me apne bank se acchi tarah se samajh le.
Toh friends ummed hai hamari yh post credit card kya hota hai, credit card ki janakari hindi me aapko pasand aayi hogi aur esse aapko credit card ko samahhane me help milli hogi. Our next post Credit Card kaise banwaye par hum aapko batayenge ki Kisi bhi bank ka Credit Card kaise banate hai. Thank you.
NOTE - If you want to ask for a credit card related Koiri Saul, then you can ask for a middle comment in your dark niche comment.