Do not take the help of strangers to complete the payment transaction. Do not download any app other than the official app.
Forgeries are inventing new ways to cheat people. In the recent few months, many frauds related to digital payments have come to light. Here we are telling you how fraudsters do them and how you can save yourself.
How can you avoid these 8 Types of fraud involving Digital Payment?
# 1. What is the way to cheat mobile apps
Some thugs have kept fake numbers in the name of NGOs on the Internet. Recently a sentence related to this came out. A woman wanted to contact the NGO to bury her pet dog. They got a call to the NGO with this fake number. They were asked to download software named AnyDesk. It is a remote desktop software tool. With the help of this, the user's full screen can be seen. The woman wanted to transfer funds to bury the dog. However, 30,000 rupees were given cleanly from his bank account.
What is the lesson
Do not take the help of strangers to complete the payment transaction. Do not download any app other than the official app.
#2. What is the way in the name of selling insurance
He became the victim of such a fraud which could not differentiate between the official and fake portal of the insurance regulator. Actually, www.irdaionline. The policies were being sold through a fake portal from org URL. Later, IRDA issued an alert against it. The URL was then blocked.
What is the lesson
IRDA does not sell insurance policies. Beware of portals that misuse domains. Regulator names can be used for cheating.
# 3. What is the way to cheat on income tax refund
A private sector employee from Mumbai got a link to the Income Tax Department. It was said about tax refund. On clicking the link, an app was downloaded in the mobile. After this, someone got their account log-in details and blew money from the account.
What is the lesson
Remember that the Income Tax Department sends refunds directly to the account. Do not trust any such link or message which is asking for account details.
# 4. KYC update fraudulent method
After clicking a link to update KYC, an IAS officer of Udaipur lost Rs 6 lakh. He entered the OTP after entering the account details. Immediately a message came from the bank that a transaction of 6 lakh rupees has been done from the account.
What is the lesson
Do not click on links received via SMS. One should only believe on the official website.
# 5. What is the trick to break a weak password
Many times people inadvertently sit with the help of hackers. Britain's National Cyber Security Center (NCSC) has recently released the list of most hacked passwords. According to the data released, the password of 20 million people was hacked because it was 123456.
What is the lesson
Passwords and PINs should never be kept handy. They can be cracked. A completely different pattern should be used to make them.
# 6. What is fake UPI payment link method
The fraudsters asked a Pune businessman to transfer Rs 10 from a digital wallet. It was told that registration fees will have to be paid to buy scooters online. The merchant entered the UPI ID and OTP to make the payment. After this, 1.53 lakh rupees were cleared from his account.
What is the lesson
Keep in mind that payment should be made only through official BHIM or bank app. Also click on sending links to strangers ..
# 7. Fake NPCI / UPI / BHIM handle and portal What remains the way
Many fake IDs are created on Twitter handles. When you tweet for help, the details of the account, wallet or card are obtained in its name.
What is the lesson
Verify whether there is a blue tick on any Twitter account.
# 8. What is the lack of information about the UPI pay option
A man wanted to sell his cooler. He got a call from a fraudster who through a link said to give 9000 rupees. On clicking the link, the money flew into the account instead.
What is the lesson
The use of new techniques requires extra caution. Since UPI based apps enable push (pay / send) and pull (receive / collect) transactions, new users may be confused. Understand the process well before using new techniques.